Terms & Conditions

Financial Falcon’s Rules – Terms of Use & Conditions of Sale

Welcome to Financial Falcon! We hope you'll enjoy being a part of The Wings of Business -- such as Financialfalcon.com, our subscription newsletters and their special websites, our discussion boards, and whatever else we come up with (each a “Service,” and collectively, the "Services"). But first things first: By using the Services, you're agreeing to be bound by these Terms and Conditions (“Terms and Conditions” or “Terms”).

These Terms govern your use and access to the website and all our Services. We may change these terms at any time, but we will post a notice on this website of any material changes. Your continued use of Financial Falcon and its Services means that you accept any new or modified terms and conditions. So please check back here from time to time.

Some Services are works in progress. We reserve the right to change or even eliminate them with no notice, at our sole discretion.

1. Registration

Except as expressly provided in these Terms and Conditions, members may only maintain one active registration with Financial Falcon. In other words, it is one registration per person. Any other use of multiple accounts or aliases on our Services, including attempts to mislead, defraud, confuse, or otherwise trick us or our members, is a breach of these Terms and Conditions.

If you subscribe, you will be asked to create a password, which you will need to access the Service. Should you wish to post a message on the discussion boards or comment on an article or a blog, you will also be required to choose a username.

As a registered user, you can update your account settings, including your email address, by going to the Financial Falcon tab up top. There, you can also change your password at any time and your username up to three times in a calendar year.

2. Additional and Third-party Terms of Use

Please note that certain individual Services or products may have their own, or additional, terms and conditions. In the event of a conflict, the terms for the individual Service will control with respect to the Service in question. So please be sure to review any additional terms and conditions with respect to any specific Service before subscribing.

Some portions of our site use Google Maps APIs, or other Google APIs. If you use those parts of our site, you are also bound by the Google Terms of Service. If you do not wish to be bound by these terms, or any of the terms contained within these Rules, please do not use our site.

3. Additional and Third-party Terms of use

4. Intellectual Property

All the content on our websites and any Service we provide is protected by the U.K and international copyright laws and is the property of Financial Falcon and/or providers of the content under license. By "Content" we mean any information, mode of expression, or other materials and services found on Financial Falcon. This includes message boards, blogs, ratings, podcasts, chats, software, our writings, graphics, videos, and all other features. You can find out more information on copyright law and the Internet at www.templetons.com/brad/copymyths.html.

You may make one copy of the Content for your personal, non-commercial use, provided that any material copied remains intact and includes the following notice: "Copyright 2020-2021 [or whatever the current year is] Financial Falcon. All rights reserved." Any other copying, distribution, storing, or transmission of any kind, or any commercial use of our Content, is prohibited without Financial Falcon’s prior written permission. That means you may not sell, auction, transfer or barter your subscription or any individual publication.

You also may not republish, post, transmit, or distribute the Content to online bulletin and message boards, blogs, chat rooms, intranets, or anywhere else without our consent.

Please note that notwithstanding the foregoing, when you post content, you are not somehow surrendering your copyright in your expression, but you are granting us an unlimited license to use it. Specifically, by posting content, you agree that Financial Falcon has an irrevocable, perpetual, and worldwide license to use republish, distribute, reproduce, display, communicate to the public, adapt, perform, store, translate, sublicense, and promote anything you post on our websites. This includes the rights to syndicate and makes derivative works out of your content. If you don't want us to use or republish your content, then please don't post it on our websites. We will only republish your content in context, and we will credit you as the author (unless we're using small quotations). We will not republish your posts in advertising without your permission.

We also ask that you only upload or include on our Services materials you have the right to use. If you have a good faith belief that your work has been copied in a way that constitutes copyright infringement, please notify our Director (John Wallace) at john@financialfalcon.com

You agree not to display any of Financial Falcon’s trademarks or use them in any manner without our express written permission.

5. Conduct

Financial Falcon champions active and open debate among our members. All we ask is that it's done in a lawful and civil manner -- be it posting on our boards, commenting on blogs or articles, or using our system to contact a fellow member in any way.

Accordingly, you agree to use Financial Falcon for lawful purposes only. You may not use or allow others to use your membership to:

Post or transmit any content that is disruptive, uncivil, abusive, vulgar, profane, obscene, hateful, fraudulent, threatening, harassing, defamatory, or which discloses private or personal matters concerning any person;
• Post or transmit any material that you don't have the right to transmit under law (such as copyrights, trade secrets, or securities) or under contractual or fiduciary relationships (such as nondisclosure agreements);
• Post, transmit, or link to sexually explicit material;
• Impersonate any person, or falsely state or otherwise misrepresent your affiliation with a person or entity;
• Post or transmit any advertising, promotional materials, or other forms of solicitation, including chain letters and pyramid schemes;
• Violate any applicable law or regulation while accessing and using our sites, including, without limitation, the rules and regulations of the FCA Financial Conduct Authority (especially and including the rule against making false or misleading statements to manipulate the price of any security);
• Offer, sell, or buy any security;
• Post or transmit any file that contains viruses, corrupted files, "Trojan Horses," or any other contaminating or destructive features that may damage someone's computer;
• Forge headers or manipulate identifiers or other data in order to disguise the origin of any content transmitted through our sites or to manipulate your presence on our sites;
• Use any automated means, including, without limitation, agents, robots, scripts, or spiders, to access, monitor, copy or harvest data from any part of our sites;
• Take any action that imposes an unreasonably or disproportionately large load on our infrastructure or disrupts the functioning of our systems or Services; and
• Take any action that damages or disrupts the functioning of our systems or Services.

Unauthorized access of our sites is a breach of these Terms and Conditions and a violation of the law. You agree not to access our sites by any means other than through the interfaces we provide for use in our accessing our sites.

Financial Falcon may at any time, without prior notice and at our sole discretion, remove any post, terminate any membership, or take any action for violating the above (and, if we may say so, sensible) provisions or otherwise taking an action disruptive to a Service. In the event TMF terminates your premium Service, you will receive a prorated refund at our discretion.

You are responsible for statements made and actions are taken through the use of your password, so please maintain the confidentiality of your password. You agree to immediately notify Member Support of any actual or suspected unauthorized use of your username and password. We will not be responsible for any loss to you arising from unauthorized use of your data.

If you see something that you feel is a violation of the Financial Falcon’s Rules – Terms of Use & Conditions of SaleRules, please notify us by contacting our Director (John Wallace).

6. You Bear Responsibility for Your Financial and Investment Decisions

One of the principal tenets here at Financial Falcon is that the best person to handle your finances is you. By your use of our Services, you are agreeing that you bear responsibility for your own investment research and investment decisions. You also agree that Financial Falcon, its directors, its employees, and its agents will not be liable for any investment decision made or action was taken by you and others based on news, information, opinion, or any other material published through our Services.

7. Disclaimer of Warranties and Liabilities

Financial Falcon provides a very broad range of information and commentary via its many Services. Consequently, as a result of the diverse opinions of our staff, The service provided may, from time to time, take actions or issue recommendations with regard to specific securities that are different from those taken or issued by another Service we provide.

Financial Falcon does not warrant the completeness or accuracy of the Content found in our Services or its usefulness for any particular purpose. And although we have the hardest-working, most talented techies in the business, Financial Falcon makes no promises that our content or any of the Services will be delivered to you on an uninterrupted, timely, secure, or error-free basis. In fact, we are not making any promises or warranties except that we'll do our best to provide interesting and helpful information, education, and entertainment. Other than that, we reserve the right to be wrong.

Now, what does all this mean? It means that you agree that under no circumstances will Financial Falcon, its employees, or its agents be liable for direct, indirect, incidental, consequential, punitive, or any other type of damages resulting from your use, purchase, or downloading of any material on our Websites, or arising from or related to these Terms or the Privacy Policy, even if we have been advised of the possibility of such damages. This includes, but is no way limited to, loss or injury caused in whole or in part by our negligence or by stuff beyond our control in creating or delivering any of our Services.

Financial Falcon relies on various sources of information that we believe to be accurate and reliable. There are many contributors here -- most, we believe, with incredibly interesting and insightful information and opinions to share. But we can't and won't take responsibility for, or make any claims or representations about, the accuracy, completeness, or even the truth of every bit of data, information, and opinion provided through our Services. Remember All information and content provided on or by Financial Falcon are to be used on an "as is, with all faults, we're not perfect" basis.

8. Our Agreement to These Terms

You acknowledge and agree that by agreeing to these Terms electronically you are expressly agreeing to the terms set forth herein. You acknowledge that your electronic submission constitutes your agreement and intent to be bound by these Terms and Conditions.

9. Everything Else

If any provision in these Terms and Conditions is found to be invalid, unenforceable, or nonsensical, the remaining provisions will continue in full force and effect. This agreement is and always will be governed by the laws of the United Kingdom (except with respect to the choice of law). You agree that the proper forum for any claim arising thereunder will be under U.K court.

Our Services are directed at a U.K audience. We cannot warrant that the Services are appropriate for users outside the United Kingdom or that use of the Services is permitted under the laws of other jurisdictions. All personal data is maintained in the United Kingdom under the terms of our privacy policy, which is also incorporated by reference.

Except as otherwise expressly stated in these Terms and Conditions, there are no third-party beneficiaries to this agreement.

These Terms and Conditions, including those that are incorporated by reference, constitute the entire and only agreement between you and The Financial Falcon’s Rules – Terms of Use & Conditions of Sale and govern your use of our sites.

Last Updated: April 20th, 2020